Prosperity Financial Services- College Planning

College Planning Services

College planning: You can never start too early!

College is a multi-year expense. It does require money to be efficiently allocated for each phase. The year leading up to college and the first year of college are major milestones. Consider all of the non-tuition related expenses. College dormitories or college apartments may require furnishings. Transportation and logistics can be a problem for freshmen students as they learn to navigate campus. Purchasing books for the first time without understanding the used book market can be a learning experience. It is safe to assume the first year may be ripe with learning experiences resulting in additional costs.

College planning is more than having the money available to pay off tuition in or near the final year of the student's college experience. Proper college planning ensures that the money is available at the time it is required. This can help reduce additional fees or costly bridge loans. Our planning solutions for college will ensure that the money your family needs is ready without any undue tax implications.



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College Planning Service

We are a full picture college planning solutions provider.

Let us help make certain your family is not spending more than it should on college. We can help analyze the impact of various scholarship opportunities. Our team works closely with companies in Florida. These companies may offer a variety of scholarship opportunities that are not well known. Let our team help in the search for creating a solid scholarship portfolio.

Many parents or grandparents who take on the responsibility of helping pay for college end up sacrificing their goals. Our College Planning service can help reduce the impact on your lifestyle. We understand how important college planning can be for the family legacy. We also are sensitive to the impact it can have on retirement accounts and additional tax burdens. We can help make certain the money you have worked so hard to obtain gets efficiently utilized during the college payment process.

Here are some examples of some tips and tricks we have learned over the years:

  • Make a plan for additional starting expenses.
  • Find the best deals on books by learning where to look.
  • Get the proper technology required using educational discounts.
  • Develop a transportation plan.
  • Practice networking strategies prior to attendance.
  • Re-evaluate housing options each year.
  • Budget monthly/weekly spending with your student.

These are all building blocks for a successful adulthood. The content of the lessons at school is important. The ability of them to execute their daily life by implementing some of the tips and tricks above are critical. Help your student fill in the educational gaps by providing them with the best life preparation possible.

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Please join us for one of our FREE educational College Scholarship and Financial Aid workshops that will focus on college-bound high school sophomores, juniors, and last minute seniors.

There are new FAFSA timelines that your family needs to be aware of! We'll discuss the financial aid eligibility formula and countless other information you need to understand while in high school, to receive the maximum amount of grants, scholarships and financial aid in College.

Learn how most families who thought they could never qualify for financial aid based on their high income or high assets can become eligible for aid. Understand cost-effective options to fund college, and how to avoid costly pitfalls without putting a strain on your retirement and the rest of your family finances.

In this workshop, you will learn:

  • How to navigate the confusion caused by the recent FAFSA deadline changes.
  • How to send your child to an expensive private college for less than a state school.
  • How to pick the right schools that will you the best financial aid packages.
  • How the U.S. Department of Education calculates your Expected Family Contribution (EFC) and which assets are taken into consideration.
  • How to create a plan to pay for college in any economy without relying on 529 plans, expensive private student loans or raiding your retirement accounts.
  • How to lower your "out-of-pocket" costs and get the maximum account of financial aid from each school.
  • How to increase your college-related tax deductions and tax credits

Seating is limited don't miss our next workshop!